Higher Score Privacy Policy

Higher Score (“we”) respect(s) our user’s privacy. We have created this Privacy Policy to outline our practices concerning user privacy. We believe in 100% permission-based marketing.

We encourage all users of Higher Score (Site) to carefully review this Privacy Policy to understand our policies concerning data collection, data usage, and user privacy. We encourage you to revisit our Privacy Statement on an ongoing basis to remain informed of any revisions. If we revise our policy to use your information in a manner different from that stated in this Privacy Policy at the time of collection by us, we will post such revisions on our Site in a timely manner.

By accessing the Site, you hereby agree to the terms set forth in the Privacy Policy and Terms of Service. If you do not agree with any terms of the Privacy Policy or Terms of Service, please discontinue use of our Site.

Data Collection

We collect personal and anonymous information during a user’s visit to our Site. This includes, but is not limited to, name, email address, Internet protocol (IP) addresses, referral website URL, browser type, internet service provider (ISP), date and time of website visit, referring/exit pages, and platform type. We monitor and store Site traffic such as the number of clicks and pageviews and the time spent on each Site page in order to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information to improve our service.

Our Site is intended for use only by adults. We comply with the Children’s Online Privacy Protection Act and do not knowingly collect information from children.

Cookies

We use cookies and other internet technologies to track and measure our marketing performance, administer and improve the Site, gather Site traffic information, recall user preferences and information, and for remarketing purposes.

We may use third party companies to place advertisements on our Site. These companies may use cookies or similar internet technologies. If you do not wish to accept cookies while visiting our Site, refer to your browser settings to delete or block these cookies.

Notwithstanding any other provision, we partner with third parties that collect information across various channels, including offline and online, for purposes of delivering more relevant advertising to you. Our partners may place or recognize a cookie on your computer, device, or directly in our emails/communications, and we may share personal information with them if you have submitted such information to us, such as your name, postal address, or email address. Our partners may link the nonpersonal information we share with them to the cookie stored on your browser or device, and they may collect information such as your IP address, browser or operating system type and version, and demographic or inferred-interest information. Our partners use this information to recognize you across different channels and platforms over time for advertising, analytics, attribution, and reporting purposes. For example, our partners may deliver an ad to you in your web browser based on a purchase you made in a physical retail store, or they may send a personalized marketing email to you based on the fact that you visited a particular website. To learn more about interest-based advertising in general and to opt out, please visit http://www.aboutads.info/choices.

Data Usage

We may use the information we collect to improve our Site and the services or products included on Site and products or services we may develop in the future. We may use the information for analytical or legal purposes, data quality, error or fraud prevention, and other purposes that we deem necessary.

We may utilize the information described above to help our clients analyze the demographics of our audiences as well as to support our marketing data products and services. We may provide personally identifiable data to partner firms which may include third party marketing companies, affiliates, advertising agencies, and data aggregation companies.

Such data may be used by the aforementioned partner firms to provide consumers with information on products and services that may be of interest in accordance with this privacy policy.

Any information that you provide to an advertiser or third-party made available on or through Site shall not be governed by this Privacy Policy. Please refer to this party’s Privacy Policy for their data collection, usage policies and other privacy-related policies.

We may procure additional information about you from business partners and third-party sources. This may include personal, demographic, and anonymous information.
We may send email communications containing relevant offers for goods and services. We may broadcast special offers that we have determined to be of value to our subscribers.

We may disclose information if we determine that a breach of Site’s Terms of Use or of state or federal law warrants this disclosure.

We may purchase and manage opt-in email lists generated by affiliate sites and organizations.

We remain dedicated to providing notice and choice to all of our users. Once a user chooses to be removed from our database via our unsubscribe process, the user will no longer receive any offers from us. Please note, however, the user may still receive offers from other affiliated websites and third parties in which the user has subscribed. The user must either visit those websites to unsubscribe or unsubscribe through the link provided in the affiliated website’s email advertisements.

Opt-Out

You may opt-out of receiving email by completing the “Do Not Email” form here: https://thecreditmovement.com/unsubscribe/. You may also opt-out via a written request via postal mail to our address located below.

Our consumer privacy advocates may be reached via e-mail or postal mail via the contact information below.

Please note that we do not control the communication or activities of the third parties with which we have shared information. If you wish to address their communication policies, you will need to contact them directly.

Higher Score, Inc. Privacy Department
191 University Blvd. Suite 297 Denver, CO 80206
support@higherscore.credit